/* /money: The Family Balance Sheet. Black and white only (bk-tokens.css). Mobile first. */
.mn-page { background: var(--bk-black); color: var(--bk-cream); font-family: var(--bk-font-body); }
.mn-wrap { max-width: 1040px; margin: 0 auto; padding: 0 20px; }
.mn-skip { position: absolute; left: -9999px; top: 0; background: var(--bk-white); color: var(--bk-black); padding: 10px 14px; z-index: 100; font-weight: 600; }
.mn-skip:focus { left: 12px; top: 12px; }
.mn-kicker { font-family: var(--bk-font-display); text-transform: uppercase; letter-spacing: .24em; font-size: .74rem; font-weight: 500; color: var(--bk-gray-600); margin: 0 0 12px; }
.mn-hero { padding: 104px 0 36px; background: var(--bk-hero-bg); border-bottom: 1px solid var(--bk-line); }
.mn-hero h1 { font-family: var(--bk-font-display); text-transform: uppercase; font-weight: 700; font-size: clamp(2.5rem, 9vw, 5.2rem); line-height: .95; margin: 0 0 18px; color: var(--bk-white); letter-spacing: .005em; }
.mn-hero h1 span { font-family: var(--bk-font-serif); font-style: italic; font-weight: 600; text-transform: none; letter-spacing: 0; }
.mn-lead { font-size: 1.08rem; line-height: 1.6; color: var(--bk-silver); max-width: 640px; margin: 0 0 20px; }
.mn-badges { list-style: none; display: flex; flex-wrap: wrap; gap: 8px; margin: 0; padding: 0; }
.mn-badges li { border: 1px solid var(--bk-line-strong); color: var(--bk-cream); padding: 6px 12px; font-family: var(--bk-font-display); text-transform: uppercase; letter-spacing: .12em; font-size: .72rem; }
.mn-privacy { margin: 24px 0; padding: 14px 16px; border-left: 3px solid var(--bk-white); background: var(--bk-charcoal); color: var(--bk-silver); font-size: .95rem; line-height: 1.55; }
.mn-privacy strong { color: var(--bk-white); }
.mn-form { margin: 0 0 28px; }
.mn-fs { border: 0; border-top: 1px solid var(--bk-line-strong); margin: 0; padding: 22px 0 30px; min-width: 0; }
.mn-fs legend { font-family: var(--bk-font-display); text-transform: uppercase; font-weight: 600; font-size: 1.35rem; letter-spacing: .03em; color: var(--bk-white); padding: 0; display: block; width: 100%; }
.mn-fs legend small { display: block; font-family: var(--bk-font-body); text-transform: none; letter-spacing: 0; font-weight: 400; font-size: .92rem; color: var(--bk-gray-600); margin-top: 4px; }
.mn-step { display: inline-block; min-width: 2.2em; color: var(--bk-gray-400); }
.mn-fields { display: grid; grid-template-columns: 1fr; gap: 14px; margin-top: 16px; }
.mn-field { display: grid; gap: 6px; font-size: .95rem; }
.mn-field > span:first-child { color: var(--bk-cream); font-weight: 500; }
.mn-field small { color: var(--bk-gray-600); font-size: .82rem; line-height: 1.4; }
.mn-in { position: relative; display: block; }
.mn-in::before { content: '$'; position: absolute; left: 14px; top: 50%; transform: translateY(-50%); color: var(--bk-gray-600); pointer-events: none; font-size: 1.05rem; }
.mn-in-plain::before { content: none; }
.mn-in input { width: 100%; min-height: 48px; background: var(--bk-stone); color: var(--bk-white); border: 1px solid var(--bk-line-strong); border-radius: 0; padding: 10px 14px 10px 30px; font: 500 1.08rem/1.2 var(--bk-font-body); font-variant-numeric: tabular-nums; }
.mn-in-plain input { padding-left: 14px; }
.mn-in input::placeholder { color: var(--bk-gray-400); }
.mn-in input:focus-visible, .mn-btn:focus-visible, .mn-page a:focus-visible, .mn-results h2:focus-visible { outline: 3px solid var(--bk-white); outline-offset: 2px; }
.mn-actions, .mn-cta-actions { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 22px; align-items: center; }
.mn-btn { display: inline-flex; align-items: center; justify-content: center; min-height: 48px; padding: 12px 20px; font-family: var(--bk-font-display); text-transform: uppercase; letter-spacing: .1em; font-size: .9rem; font-weight: 600; border: 1px solid var(--bk-white); cursor: pointer; text-decoration: none; border-radius: 0; }
.mn-btn-primary { background: var(--bk-white); color: var(--bk-black); }
.mn-btn-primary:hover { background: var(--bk-accent-hover); }
.mn-btn-ghost { background: transparent; color: var(--bk-white); }
.mn-btn-ghost:hover { background: var(--bk-stone); }
.mn-btn-link { background: none; border-color: transparent; color: var(--bk-silver); text-decoration: underline; text-underline-offset: 4px; padding-left: 8px; padding-right: 8px; }
.mn-results { border: 1px solid var(--bk-line-strong); background: var(--bk-charcoal); padding: 22px 18px; margin: 0 0 36px; }
.mn-results h2 { font-family: var(--bk-font-display); text-transform: uppercase; font-size: clamp(2rem, 7vw, 3.4rem); line-height: 1; margin: 0 0 12px; color: var(--bk-white); }
.mn-results h3 { font-family: var(--bk-font-display); text-transform: uppercase; letter-spacing: .04em; font-size: 1.2rem; color: var(--bk-white); margin: 0 0 10px; }
.mn-results p { color: var(--bk-silver); line-height: 1.6; }
.mn-ledger { display: grid; grid-template-columns: 1fr; margin: 18px 0; border-top: 1px solid var(--bk-white); }
.mn-stat { padding: 12px 0; border-bottom: 1px solid var(--bk-line-strong); margin: 0; }
.mn-stat dt { font-family: var(--bk-font-display); text-transform: uppercase; letter-spacing: .16em; font-size: .72rem; color: var(--bk-gray-600); }
.mn-stat dd { margin: 4px 0 0; font-family: var(--bk-font-display); font-size: 1.7rem; font-weight: 600; color: var(--bk-white); font-variant-numeric: tabular-nums; }
.mn-stat-note { font-size: .86rem; margin: 4px 0 0; }
.mn-total { border-bottom: 4px double var(--bk-white); }
.mn-next { background: var(--bk-white); color: var(--bk-black); padding: 20px 18px; margin: 20px 0; }
.mn-next .mn-kicker { color: var(--bk-gray-700); }
.mn-next h3 { color: var(--bk-black); font-size: 1.5rem; }
.mn-next p { color: var(--bk-ink); }
.mn-next .mn-mod { font-family: var(--bk-font-display); text-transform: uppercase; letter-spacing: .14em; font-size: .74rem; color: var(--bk-gray-700); margin: 0; }
.mn-results .mn-block { margin: 26px 0; padding: 0; }
.mn-bar { display: flex; height: 22px; border: 1px solid var(--bk-white); margin: 14px 0 12px; background: var(--bk-black); }
.mn-seg { display: block; height: 100%; }
.mn-seg-0 { background: var(--bk-white); }
.mn-seg-1 { background: var(--bk-gray-600); }
.mn-seg-2 { background: repeating-linear-gradient(135deg, var(--bk-line-strong) 0 4px, var(--bk-black) 4px 8px); }
.mn-legend { list-style: none; padding: 0; margin: 0; display: grid; gap: 6px; font-size: .92rem; color: var(--bk-silver); }
.mn-legend b { color: var(--bk-white); font-weight: 600; }
.mn-key { display: inline-block; width: 14px; height: 14px; border: 1px solid var(--bk-white); margin-right: 8px; vertical-align: -2px; }
.mn-callout { border-left: 3px solid var(--bk-white); padding-left: 12px; margin-top: 14px; }
.mn-grid { display: grid; grid-template-columns: 1fr; gap: 0 24px; margin: 0; }
.mn-cta-mini { border-top: 1px solid var(--bk-line-strong); padding-top: 18px; margin-top: 8px; }
.mn-cta { border: 1px solid var(--bk-white); padding: 24px 20px; margin: 8px 0 44px; display: grid; gap: 10px; }
.mn-cta h3 { font-family: var(--bk-font-display); text-transform: uppercase; font-size: clamp(1.8rem, 6vw, 2.6rem); margin: 0; color: var(--bk-white); line-height: 1; }
.mn-quote { font-family: var(--bk-font-serif); font-style: italic; font-weight: 600; font-size: 1.2rem; color: var(--bk-cream); margin: 10px 0 14px; }
.mn-list { margin: 0; padding-left: 18px; color: var(--bk-silver); line-height: 1.6; }
.mn-list li { margin-bottom: 6px; }
.mn-explain { border-top: 1px solid var(--bk-line-strong); padding: 30px 0 56px; }
.mn-explain h2 { font-family: var(--bk-font-display); text-transform: uppercase; font-size: 1.9rem; color: var(--bk-white); margin: 0 0 16px; }
.mn-explain-grid { display: grid; grid-template-columns: 1fr; gap: 18px; }
.mn-explain-grid h3 { font-family: var(--bk-font-display); text-transform: uppercase; letter-spacing: .05em; font-size: 1.05rem; color: var(--bk-white); margin: 0 0 6px; }
.mn-explain-grid p { color: var(--bk-silver); line-height: 1.6; margin: 0; }
.mn-q { font-family: var(--bk-font-serif); font-style: italic; font-weight: 600; font-size: 1.25rem; color: var(--bk-cream); margin: 28px 0 8px; }
.mn-q cite { display: block; font-family: var(--bk-font-display); font-style: normal; text-transform: uppercase; letter-spacing: .2em; font-size: .72rem; color: var(--bk-gray-600); margin-top: 6px; }
.mn-series a, .mn-explain a { color: var(--bk-white); }
.mn-series { color: var(--bk-silver); }
.mn-disclaimer { margin-top: 18px; font-size: .86rem; color: var(--bk-gray-600); line-height: 1.55; border-top: 1px solid var(--bk-line); padding-top: 14px; }
@media (min-width: 640px) {
  .mn-fields { grid-template-columns: 1fr 1fr; gap: 18px 22px; }
  .mn-ledger { grid-template-columns: repeat(3, 1fr); gap: 0 24px; }
  .mn-grid { grid-template-columns: 1fr 1fr; }
  .mn-results { padding: 30px 30px; }
  .mn-next { padding: 24px 26px; }
}
@media (min-width: 900px) {
  .mn-hero { padding: 130px 0 48px; }
  .mn-explain-grid { grid-template-columns: repeat(4, 1fr); }
  .mn-cta { grid-template-columns: 1.4fr 1fr; align-items: end; padding: 32px; }
  .mn-cta .mn-cta-actions { flex-direction: column; align-items: stretch; }
}
@media print {
  .nav, footer, .mn-form, .mn-hero, .mn-explain, .mn-cta, .mn-actions, .mn-cta-mini .mn-cta-actions, .mn-privacy, .mn-skip { display: none !important; }
  .mn-page, .mn-results, .mn-next { background: #fff !important; color: #000 !important; }
  .mn-results { border: 0; padding: 0; }
  .mn-results *, .mn-stat dd, .mn-results h2, .mn-results h3 { color: #000 !important; }
  .mn-bar, .mn-key { border-color: #000; -webkit-print-color-adjust: exact; print-color-adjust: exact; }
  .mn-seg-0 { background: #000 !important; }
}
@media (prefers-reduced-motion: reduce) { * { scroll-behavior: auto !important; } }